Gilt Privacy Policy

Effective: July 17, 2026

The short version

The Gilt app collects no data. We have no servers, no analytics, no ads, no user accounts. Your financial data never reaches us. This website counts anonymous page views — no cookies, nothing stored on your device; see This website.

Where your data lives

Everything you enter in Gilt — accounts, transactions, budgets, categories — is stored on your device and, if iCloud is enabled, synced through your personal iCloud (CloudKit private database) under your Apple Account. Apple's handling of iCloud data is governed by Apple's Privacy Policy. The developer has no access to this data.

What we collect

Nothing. The Gilt app contains no analytics SDKs, no advertising SDKs, and no tracking. We cannot see your data, your identity, or your usage.

This website

This website — gilt.money — is separate from the app, and it does count page views, so we can tell which pages people find useful. We use PostHog, hosted in the EU, in its cookieless mode: no cookies are set, and nothing is written to your browser's storage. Visitors are counted with a temporary identifier that PostHog derives on its own servers and rotates daily; it is never stored on your device, is not linked to any account, and does not follow you to other websites. Your IP address is discarded on arrival and is not stored. There is no advertising, no cross-site tracking, and no session recording on this site. Nothing you do here is connected to the data in your Gilt app, which we still cannot see.

Optional features you control

Export for AI: if you choose to export your data to share with an AI assistant (such as Claude or ChatGPT), that file is created on your device and shared only by your explicit action, to the assistant you choose. That assistant's privacy policy applies to what you share with it. Merchant names and notes are excluded from exports by default.

Currency rates: if live exchange rates are enabled, the app fetches public exchange-rate data. This request contains no personal or financial information.

Household sharing

If you share your household with a family member, sharing happens through iCloud's own sharing mechanism between your Apple Accounts. We are not involved and cannot see shared data.

App Store

Apple may provide Gilt with aggregated, anonymized statistics (downloads, crashes) via App Store Connect. These contain no personal financial data.

Changes & contact

If this policy changes, the updated version will be posted at this address. Questions: support@gilt.money